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7306674008

Get Help 24/7

7306674008

Our Plans

Main Plans

1. Pension Scheme

This plan is specifically designed to ensure financial stability during retirement, giving you peace of mind for your golden years.

Features and Benefits:

  • Investment Tenure:
    • You invest for 5 years.
    • Pension payments start after 10 years from the start date of the policy.
  • Monthly Pension:
    • Guaranteed monthly payouts for 30 years, providing consistent income during retirement.
  • Refund of Investment:
    • At the end of 30 years, the amount you invested during the first 5 years will be refunded in full.
  • Life Insurance Coverage:
    • The scheme includes life coverage of up to 10 times the invested amount, providing additional security to your family.

This plan is ideal for those planning early for a stress-free and financially secure retirement.

2. Term Insurance

Term insurance is a pure protection plan that secures your family’s financial future in case of unexpected events.

Features and Benefits:

  • Affordable Premiums:
    • Compared to other insurance plans, term insurance is highly cost-effective, offering high coverage at low premiums.
  • Comprehensive Coverage:
    • Ensures that your family remains financially stable in your absence by covering debts, education, and living expenses.
  • Flexible Options:
    • Select the coverage term and payout options (lump sum, monthly income, or both) based on your needs.

This plan is a must-have for individuals who want maximum protection for their loved ones at an affordable price.

3. Child Education Plan

This plan is tailored to secure your child’s future by ensuring uninterrupted education and financial support for significant milestones.

Features and Benefits:

  • Guaranteed Benefits:
    • Ensures financial payouts at key stages of your child’s life, such as higher education or marriage.
  • Dual Benefit:
    • Acts as both an insurance and an investment plan. Even if something happens to the policyholder, the plan continues to provide benefits for the child.
  • Tax Benefits:
    • Enjoy tax exemptions under applicable laws while saving for your child’s future.

A perfect solution for parents who want to ensure their child’s aspirations are never compromised.

4. Health Insurance

Health insurance is essential for managing unforeseen medical expenses for you and your family.

Features and Benefits:

  • Wide Coverage:
    • Policies starting from ₹3 lakhs, covering hospitalization expenses, surgeries, and critical illness treatments.
  • Family Floater Plans:
    • A single policy can cover all family members, ensuring collective protection.
  • Cashless Treatment:
    • Enjoy cashless treatment at network hospitals, reducing the hassle of reimbursements.
  • Flexible Payment Options:
    • EMI facilities make it easier to opt for comprehensive coverage.

Health insurance is your safety net against rising medical expenses, giving you financial peace of mind during emergencies.

5. Hospital Cash Policy

This plan ensures financial support during hospital stays by offering a daily cash allowance.

Features and Benefits:

  • Daily Cash Benefit:
    • Receive a fixed daily cash amount to cover additional expenses such as transportation, food, and other non-medical costs.
  • Extended Coverage:
    • Includes ICU charges, daycare treatments, and long-term hospitalization.
  • Flexible Plans:
    • Choose from different cash benefit options based on your affordability and expected expenses.

This plan is a perfect add-on to your health insurance to manage unexpected costs during hospitalization.

Other Investment Policies

1. Single Premium Policy

A one-time investment policy that provides long-term benefits, maturity returns, and optional life coverage. Suitable for individuals looking for simplicity and no recurring payments.

2. Tax Saving Plans

Investment options that offer attractive returns while providing tax benefits under applicable laws. Ideal for individuals looking to save taxes and grow their wealth.